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Doing business with the poor

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In: Stories

Vodafone and Safaricom Kenya: Extending the Range and Reliability of Financial Services to the Poor in Rural Kenya

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Kenya has fewer than 2 million bank accounts serving 32 million people. To bridge the gap, Safaricom Kenya, one of two mobile service providers in Kenya, developed a technological solution in partnership with Vodafone. The result was MPESA, an electronic money transfer product to make financial...

In: Stories

PETSTAR: Adding Value to the Chain of Recycling While Improving the Scavengers’ Working Conditions

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With about 85,000 tons of waste generated every day, Mexico is the 10th largest garbage producer in the world. At the same time, tens of thousands of scavengers, including children, are making a living by collecting saleable items from open-air dumps in very poor, informal conditions.

In: Stories

Amanco: Providing Irrigation Systems to the Rural Poor

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For decades, small farmers in Latin America have faced a grim outlook: low productivity and inefficiency. That was the background for the decision of Amanco, a subsidiary of the conglomerate GrupoNueva, to develop a hybrid value chain model for serving low-income markets. As part of that plan, the...

In: Stories

Danone Poland: Affordable Milk Porridge for Low-Income Families

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In 2006 Danone Poland launched a breakfast product which has a high nutritional value for children and is affordable for low-income consumers. A milk porridge product based on semolina and milk. Milk Start is enriched with vitamins and minerals. To make the initiative financially sustainable,...

In: Stories

Votorantim Celulose e Papel (VCP) in Brazil: Planting eucalyptus in partnership with the rural poor

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Brazil suffers from high income inequality and widespread poverty, especially in rural areas. Despite recent policies to support rural settlements through land reform, a mismatch remains between the rural population’s social demands and the state’s capacity to respond.

In: Stories

Working with the community to grow coconut tree business in Indonesia

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Due to the abundance and ubiquity of coconut trees and plantations in Indonesia, there are potentially enormous social and commercial benefits that can be gained from integrating local communities in the production of high value coconut-based products. Indonesia has about 3.7 million hectare of...

In: Stories

PROMASOL partners to provide green energy and create jobs in Morocco

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For a country like Morocco with 3,000 hours of sun per year, totally depending on imports for its energy needs seems like a paradox. Being aware of such a situation, Moroccan authorities aimed to benefit from renewable sources of energy to produce at least 10% of the country’s energy needs by 2010....

In: Stories

Partnerships allow Rural Finance Corporation to promote rural development in Moldova

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Rural Finance Corporation (RFC) is a non-bank for-profit financial institution that has been functioning on the financial market of the Republic of Moldova for 10 years. Its mission is to directly take action against poverty in Moldova and promote rural development, offering favorable financial...

In: Stories

Saraman partners to provide affordable and green earthquake-Safe Schools and Housing

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Housing is a major challenge for the rising young population of developing countries. For households who have their dwelling as their main asset and shelter, the robustness of the construction is crucial, especially in earthquake-prone areas. Yet, in low-income markets, conventional construction...

In: Stories

SELCO partners with India's state banks to bring sunlight to rural India

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SELCO India is a Bangalore‐based social enterprise that makes solar lighting technology accessible to the economically impoverished people in India. SELCO’s mission is based on a simple but powerful idea that the economic conditions of the impoverished can be improved substantially if they are made...